Cash-flow forecasting

Project your next 30/60/90-day cash position based on real data so you spot shortfalls weeks before they hit.

How to run this workflow

Pull your current cash position

Claude reads your checking, savings, and reserve balances to establish today's starting cash.

List expected inflows

Add confirmed receivables, recurring revenue, and likely sales. Claude weights each by probability so the forecast stays realistic.

List expected outflows

Claude pulls payroll, rent, loan payments, vendor invoices, and tax estimates due in the next 90 days.

Generate the 30/60/90 forecast

Claude produces a day-by-day cash projection with a low, expected, and high scenario so you see the range, not a single number.

Identify risk windows

Claude flags any week where the projected balance dips below your safety floor and explains what is driving the dip.

Plan the response

For each risk window Claude suggests options: chase a specific overdue invoice, delay a non-urgent payment, or draw on a credit line.

Update the forecast weekly: stale forecasts are worse than none because they feel authoritative.
Always model a 'worst case' where your top customer pays 30 days late: that is the scenario that sinks businesses.
Keep a 30-day minimum cash floor written down so 'risk' is a number, not a feeling.
Reconcile the forecast against actuals every month so your assumptions get sharper over time.